Strategic Planning
The discovery conversation itself, treated as a service in its own right.
Church Financing Services, Built Around a Strategy First
Every service Trinity offers starts the same way — with a discovery conversation, not a sales pitch. Below are the ways Trinity helps churches nationwide finance, refinance, build, renovate, and make the most of the property they already own.
It Starts With a Discovery Conversation
Before any product gets named, David Pack wants to understand what your church owns or rents, your balance, your rate, your payment, and what you’re actually trying to accomplish. That conversation is free, carries no obligation, and is often where the most value gets delivered — sometimes the honest answer is to wait, to buy instead of build, or to borrow less than your church qualifies for.
Our Church Financing Services
Church Refinancing
Moving churches out of a bad structure or a failed debt service coverage covenant.
Church Acquisition Financing
Buying an existing facility instead of building new, often at a fraction of the cost.
Church New Construction Financing
Ground-up financing, arranged only when the numbers genuinely support building new.
Church Renovation Financing
Facility upgrades, with particular experience in roof and HVAC replacement.
Church Construction Consulting
Advisory support on the build itself, alongside the financing behind it.
Vacant Land & Affordable Housing
Helping churches partner with developers to turn unused land into community housing.
Why Churches Choose Trinity
Trinity’s fee is a percentage of loan size — which means every recommendation to borrow less costs David money, and he makes those recommendations anyway. Roughly 95% of Trinity’s church placements carry no debt service coverage covenant, protecting churches from the six-month renewal cycles that come with a failed covenant. And there’s one rule that doesn’t bend: if David wouldn’t sign for a deal himself, he won’t put a church into it — which is why Trinity does no secondary-market placements and no bond deals.
A Complementary Path: Kingdom Living & Wealth Building
Alongside financing, Trinity offers Kingdom Living & Wealth Building, led by Traci Bowman — financial coaching and stewardship programming for congregations. Learn more on the Kingdom Living & Wealth Building page.
Ready for an honest strategy conversation?
No obligation. No product pitch. Call today, and you’ll hear back the same day.