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About Trinity Financial Consulting

Trinity Financial Consulting is a nationwide commercial financing consultancy that helps churches buy, build, refinance, and renovate their facilities. Trinity is not a lender — it’s the church’s advocate in the commercial lending marketplace, working to place each church with the right lender, at the right terms, structure, and covenants.

Our Mission

Our mission is simple: Relieving pastors of financial stress so they can focus on making disciples.

This mission addresses a significant, measurable burden. Approximately 75% of the pastors seeking Trinity’s assistance have quietly endured severe financial distress for two to six years.

What used to take years, Trinity routinely resolves in four to six months.

Our approach is protective, not just transactional. We meet your immediate financial needs today while safeguarding your ministry from the pitfalls of tomorrow.

In today's market, churches are sometimes taken advantage of with bad advice, additional fees, and higher rates. It isn't through illegal activity; it happens simply because no one told the church what they had, or what they truly qualified for.

Founded in 2016

Our Founding Story

David Pack launched his career in commercial finance in January 1990. Over the next three decades, he built an elite banking pedigree—spending 14 years at Chrysler Financial Services and 14 years at Fifth Third Bank. Rising from a client service manager to Business Banker Sales Director, David directed nearly $5 billion in lending over his corporate career.

Then, in 2016, his trajectory completely changed.

Driven by a clear calling, David walked away from a highly lucrative compensation package, complete with stock options and corporate bonuses. He started Trinity Financial Consulting from scratch. It wasn't just a business move—it was an assignment. David recognized that churches were entering a volatile financial landscape, and they desperately needed a trusted advocate who understood the lending market from the inside.

What guides the work

Our Values

Christ-first

For Trinity, "Christ-first" is not a marketing slogan—it is our absolute operating principle.

Integrity

If David wouldn’t sign the deal himself, he won’t put your church into it. Integrity is an action, not an abstract concept and is the precise reason Trinity completely rejects secondary-market placements and bond deals—options that might line a broker’s pockets but ultimately compromise a church’s future.

Stewardship

We measure our impact by the ministry we protect, not the size of the loan. Everyone receives the exact same meticulous preparation, relentless energy, and respect. Every church is a stewardship responsibility, regardless of its budget.

Who we are

Experienced Leadership, Nationwide Reach

Founded in Indiana in 2016 by David and Robin Pack, Trinity Financial Consulting serves ministries across the country. Robin directs marketing and financial operations, working in tandem with a retained CPA, and a key leader in the strategy planning of the company. Traci Bowman serves as Senior Vice President of Kingdom Living and Wealth Building, leading Trinity’s dedicated financial coaching and stewardship programs for local congregations. We are focusing to help ministries and communities with Financial Education and existing business acquisition as two main wealth drivers (FYI-A Praying Marriage is another)

David holds an accounting degree from Indiana State University (1989) and served 15 years in the Army Reserve, including eight years as a commissioned officer.

Today, Trinity successfully strategizes with over 100 clients per year and provides new loan financing to 20 to 25 client engagements per year. Looking to the future, David is actively mentoring a highly qualified candidate as a potential successor—ensuring that Trinity’s protective mission and advocacy will outlast him to serve generations of churches to come.

Where We Work

Built Exclusively for the Church

Trinity serves ministries nationwide, and our entire practice is architected around the unique needs of the local church. Congregations make up the vast majority of our engagements. We protect and equip ministries across the entire spectrum of growth, including:

  • Local Congregations with annual giving of $500,000 looking to optimize their current resources.
  • Multi-Campus Ministries navigating massive, $25 million facility projects.

No matter what size or geographic location, our practice is built for you.

Office

303 Congressional Blvd, Suite 200
Carmel, IN 46032

Mailing

PO Box 527 Westfield, IN 46074

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